Your credit report from home can be used in the UAE

If you've been here in the UAE for less than 3 years, our Foreign Credit Report lets local lenders use your credit history from other countries to improve your creditworthiness.

Your Foreign Credit Report converts your credit history from other countries into a format that is valid in the UAE. This helps local lenders to evaluate your credit applications.

Why do you need a Foreign Credit Report?

Increase your chance for approval

Your foreign credit history may help the approval of your credit application.

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Get access to funds faster

With an easier approval process, you can quickly avail your loan, mortgage, credit cards or mobile plans.

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Secure better rates

You may be able to avail lower Interest rates and save on loan payments.

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Over 10 countries and growing

Foreign Credit Reports from these countries can be provided to your lender through "Nova Credit". Plus, we're adding more countries in the future.

  • Australia
    Australia
  • Austria
    Austria
  • DominicanRepublic
    Dominican Republic
  • Germany
    Germany
  • India
    India
  • Kenya
    Kenya
  • Mexico
    Mexico
  • Philiippines
    Philippines
  • SouthKorea
    South Korea
  • Spain
    Spain
  • Switzerland
    Switzerland
  • Ukraine
    Ukraine
  • UnitedKingdom
    United Kingdom

How it works

Whenever you apply for a credit in UEA, we can assist you in providing lenders with visibility on your foreign credit report.

STEP 1

Apply for a credit

As part of the application, your lender will require you to submit your credit report from other countries. *Please note that a Credit Score is only generated if credit was used within the last 24 months

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STEP 2

Agree to share your data

You will be asked for your consent so we can access your Foreign Credit Report through "Nova Credit"

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STEP 3

Lender will use your Foreign Credit Report

After verification and processing, your Foreign Credit Report will be shared with your lender.

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Frequently Asked Questions

Who should I contact if I have questions about my international credit report?

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Does using my foreign credit history impact my foreign credit score?

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How long will it take to access my foreign credit report from Nova Credit?

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How does my Nova Credit report get used?

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How does Nova Credit work with lenders?

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