Know your credit history. Manage your financial future.

Get your Credit Report for AED 84 and discover how well you've managed your credit. It includes your credit score and credit history so you can take better control of your future.

Your Credit Report is a summary of your personal information, financial obligations and bills for the past 3 years, as well as your last reported salary. This data is collected from banks, financial companies, telecom and utility providers, courts and government entities.

Why do you need a Credit Report?

Gain credit insights

Discover how well you've managed your loans and credit contracts, and how you can improve your credit score.

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Correct inaccurate information

You can request to fix any inaccuracies through our Data Correction service.

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Track your payment behavior

Check your history, identify missed payments and understand how your payment behavior impacts your creditworthiness.

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What's included in your credit report

What's in your credit report

Credit Score

The Credit Score is a number that represents your ability to pay your loans and financial obligations.

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Expense to Salary Ratio

This shows how your payments impact your last reported salary.

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Payment History

A record of your loan and bill payments for the last 32 months.

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Credit contracts

A summary of all your loans and credit cards.

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Court obligations

A summary of court-ordered financial obligations.

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Frequently Asked Questions

What is a Credit Report?

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How can I fix incorrect information appearing on my Credit Report?

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How can I obtain my Credit Report if I live outside the UAE?

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Can I ask for a company stamp to be added to my Credit Report?

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How many years of credit history does the Credit Report cover?

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